Our Financial Path.

Start Saving, Investing and Reach Financial Freedom.

Journey to a Better Self

The count-down is on;

we are having our little baby girl in about a month from now!

With so little time left before this life-changing event, we decided to write down an action plan with quick and simple improvements we could do to be better people, and ultimately, better parents.

 

Becoming a better person

With a few weeks left before the birth of our new baby, our short-term action plan revolves around being as prepared as we can be, without getting over-paranoid about it.
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What to do with your Tax Refund?

Here it is again; tax season!

While some of us, or some companies, do not have anything to pay to the taxman, most people will get a tax refund once they file their taxes. About 75% of American receive refunds or in other words, most American have too much taxes withheld from their paychecks every year. Most people actually plan to receive a refund each year and imagine these grand spending sprees as if it was free money.
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Who knew $230 could get us to Mexico?

For Christmas, I called my friend and offered him a gift he simply could not refuse: a trip to Mexico.

We spent 5 days on the beaches of this little paradise called Playa Del Carmen, in the Yucatán Peninsula’s Riviera Maya strip of the Caribbean shoreline. It is located in the state of Quintana Roo, Mexico and known for its sandy beaches and good times.
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Are you Financially Blind?

We invest for our future and our family’s future, but why? We are building wealth for a greater purpose, to buy ourselves freedom, but to what point? Some obsess about money while others are oblivious to it. We try to live a calm and relaxed life without focusing on money too much while still looking at our finances enough to optimize it properly.
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Ways to Reach Financial Independence

There are so many ways to be financially free. Anyone can climb up the stages of FI with a simple nine to five and reach financial freedom relatively quickly. If you work a steady job with good security and simply save until your nest-egg is sufficient to support your expenses, you can retire early or move on to work on projects you enjoy.
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Reach Financial Abundance

We talked about it in the past; we plan on reaching financial freedom in less than a decade. There is no secret to reaching financial freedom; work hard, spend less than you earn, and save a large portion of your income.

For every dollar you save, you are slowly buying yourself time. If you are saving 75% of your income, you are buying yourself three years of retirement for each year you work.
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So, What is Your Plan?

With the New Year comes new dreams, new objectives, and new plans. In our case, this year is our new baby year, where we will focus all our energy on raising our baby girl, but there will be much, much more to come.

This is all part of our life plan. We do not plan every little bit of our life, we need some spontaneity, but the general outline greatly helps.
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Win 85,249 Books!

Since I started reading one book per week, this has been an enlightening experience and I highly recommend it to everyone. I used to read three, maybe four, books a year. Slightly better than the three American out of ten who did not pick up a book at all during the past year but still less than the 12 books per year readers go through on average.
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Spend on What’s Right

I don’t know where you are at the moment but where we are from, it is snowing. It is snowing a lot and it will snow much, much, more in the next 4 months to come. When we were living in the city, we had an indoor garage and ever since we owned a house, we paid someone to plow our driveway.
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We are Taking a Mini-Retirement

We are glad to announce to the world that we are having a little girl in a few months!!! We are so happy to welcome a little one on our journey and cannot wait to share this amazing world with our little girl.

Raising a child is not an easy feat and it comes with a lot of unknowns. One thing we know, however, is that we want to be present for our child and enjoy every moment we can with her.
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