Our Financial Path.

Live a Better Life with Knowledge and Financial Independence

Category: Financial Independence (page 2 of 3)

Travelling Through Italy Frugally

In July 2015, we travelled to Italy for a conference held in Turin. Fortunately, Mrs. Xyz travelled for free since it was for her work so we only had to pay for my ticket.

We usually use our business travels as an opportunity to extend our stay and cut vacation expenses. This time around, we extended a 5-day business trip to Turin into an 11-day trek around northern Italy!
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Consider This Before Travelling Overseas

Me and Mrs. Xyz are always dreaming up some exotic place to live once we hit our big number and retire. We use tools like the Expatistan interactive map to estimate the cost of living overseas and budget our retirement expenses. Living outside of North America allows you to stretch your dollar and increase your standard of living, depending on where you chose to live.


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We Just Got Married!

You might have noticed that I did not post anything yet this September. Well, it is because I was busy getting married! 🙂 We had a wonderful celebration in a nice golf club near our house and I don’t regret a single second of it!

Want it or not, marriage has a lot to do with personal finances and financial independence.
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From $75,000 in Debt to Millionaire

I read a lot of personal finance blogs and publications but one thing strikes me; there are so many writers that are telling their heroic stories about how they got out of debt. Guys like Grayson Bell from Debt Roundup is seen like a superhero when he gets out of $75,000  of consumer debt in 4 years.

I am all for getting out of debt and sites like Grayson’s does help thousands of people get out of the debt trap but there is nothing heroic about getting into debt in the first place.
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I Join the Million Dollar Club

Today, I decided I would join J.Money‘s Million Dollar Club.  The purpose of the club is to commit to a list of habits and plans to bring you to the first million. Since your chances of success increase dramatically when you surround yourself with like-minded people, I decided to join the challenge. I already mentioned that I wanted to retire by age 35 but now I am publicly committing to it, I will be a millionaire by age 35.
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Stock Market, Savings, and New Jobs

Every day we are bombarded with news. In the finance world, it goes from bad, to somewhat good, to plainly dreadful news. 🙂 In my field, I see many financial planners or financial service providers that will have TVs playing CNBC all day! I do not know if it is to show their client that they are on top of things or just to use as a decoration but personally, I think that the former use is much more appropriate.
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Should You Like Your Job?

I was reading this study about happiness in the workplace and it really surprised me how little of us truly enjoy our job. Yet, so many are working over 40 hours a week until they are over 65.

If so few are enjoying their work, why so few are taking the necessary steps to retire early? I understand that financial independence takes a few sacrifices but it does offer its benefits.
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Will the Brexit Break You?

On June 23th, 2016, Britain passed the Referendum of the United Kingdom’s membership of the European Union and voted to leave the EU.

 

After reading about the potential impact of the UK leaving the EU and through a lot of chatter at work (I work in investments), I had been cautioned about the potential for increased financial market volatility for some time. 
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