Our Financial Path.

Live a Better Life with Knowledge and Financial Independence

Category: Investing (page 1 of 3)

A Wealth of Happiness

Here’s a radical thought for retirees-to-be: Instead of obsessing over how to squeeze every last drop of return from your investment portfolio, think instead about how to generate the greatest amount of happiness from your accumulated wealth. – Ian McGuagan

 

I was pleased to read this recent article in The Globe and Mail that started with the amazing sentence above.
 Read the rest.

Will you Survive Retirement?

Over the years, prosperity rose, quality of life improved, and life expectancy increased drastically. Life expectancy in 1900 was only 46.3 years old for men and 48.3 years old for women while just fifty years later in the 1950s, it was up to 65.6 years old for men and 71.1 years old for women. Nowadays, the probability for a baby boomer to live through his or her 80s is almost half.
 Read the rest.

Socially Responsible Investing

In recent years, socially responsible investing, or ethical investing, has quickly gained momentum.

Also coined as impact investing and sustainable investing, socially responsible investing considers the environmental impact, social implications, and corporate governance to select where and how to invest while having a positive societal impact.

 

“More recently, you’ve had very sharp uptick,” Peters said. From the beginning of 2012 to 2014, SRI assets in the U.S.


 Read the rest.

Open Book – New Job and New Investments

This is part of our Open Book series, you can start here if you did not read our first post.

 

It is a new beginning. After months of research and over two dozen interviews, I am proud to announce that I finally found a new job.  I applied to at least a hundred positions online and received multiple offers from some of the biggest companies in Canada.
 Read the rest.

How to Choose a Home

Shopping for a house was a huge consideration for us and it should be one for anyone in the process of moving since it is likely the biggest purchase one will make in his life. Buying too little might not be wise, just like buying too big might not be wise. Depending on your location and plans, renting might be the optimal choice rather than buying and living slightly further from work might be better than living downtown.
 Read the rest.

Advice is Costing You

Whether through mutual fund management fees or financial advisor fees, active investing is costing a lot to the average investor. It is no wonder that more and more assets are flowing towards index funds!

 

Investors wasted more than $100 billion over the last decade on expensive advice. – Warren Buffett

 

Over time, the 1 or 2 percent fee charged by money managers really compound to large sums.
 Read the rest.

Dude, Where’s my Returns?

In recent years, bond yields have gone from the Good, the Bad, and the Ugly. In most of Europe and Japan, negative yields have been introduced and bonds are now in an unforeseen territory. There is now over $11.7 TRILLION dollars worth of bonds with negative yields out there and, surprisingly, there is always buyers for them.

To get this straight, you would now need to pay someone to lend them your money.
 Read the rest.

How To Invest In Uncertain Times?

This post comes from Jon, who blogs over at PennyThots. There he talks about all things financial and tries to help readers improve their finances one day at a time.

 

We have never been in a period of more uncertainty. We just experienced an election where the result surprised most people. Had you told someone two years ago that Donald Trump would be President, they would have thought you were crazy.
 Read the rest.

Should I Change My Asset Allocation?

Today I have been reading a bit on approaches Financial Planners are taking when advising their clients. I was surprised to learn that most planners are now advising to shift investment strategies towards U.S. equities and bonds have deeply fallen out of favor. In the chart below, you will notice how U.S. equities recently saw a large influx of cash after the elections.
 Read the rest.

Here is the Ideal Portfolio to Survive Trump

Donald Trump just won the American presidency. Will that change anything?

All through his presidential campaign, he boasted his ideologies and, very openly, tweeted his thoughts away. He seems to be liked by some given his recent win. However, his win has not changed much in the markets . On November the 9th, when Trump won, the S&P500 closed up 23.62 (1.10% ) and the TSX closed up 99.49 (0.68%) up here in Canada.
 Read the rest.

Older posts

© 2017 Our Financial Path.

Theme by Anders NorenUp ↑