Our Financial Path.

Start Saving, Investing and Reach Financial Freedom.

Category: Investing (page 2 of 3)

Dude, Where’s my Returns?

In recent years, bond yields have gone from the Good, the Bad, and the Ugly. In most of Europe and Japan, negative yields have been introduced and bonds are now in an unforeseen territory. There is now over $11.7 TRILLION dollars worth of bonds with negative yields out there and, surprisingly, there are always buyers for them.

To get this straight, you would now need to pay someone to lend them your money.
 Continue

How To Invest In Uncertain Times?

This post comes from Jon, who blogs over at PennyThots. There he talks about all things financial and tries to help readers improve their finances one day at a time.

 

We have never been in a period of more uncertainty. We just experienced an election where the result surprised most people. Had you told someone two years ago that Donald Trump would be President, they would have thought you were crazy.
 Continue

Should I Change My Asset Allocation?

Today I have been reading a bit on approaches Financial Planners are taking when advising their clients on the ideal asset allocation. I was surprised to learn that most planners are now advising to shift investment strategies towards U.S. equities and bonds have deeply fallen out of favor. In the chart below, you will notice how U.S. equities recently saw a large influx of cash after the elections.
 Continue

Ideal Portfolio to Survive Trump

Donald Trump just won the American presidency. Will that change anything?

All through his presidential campaign, he boasted his ideologies and, very openly, tweeted his thoughts away. He seems to be liked by some given his recent win. However, his win has not changed much in the markets. On November the 9th, when Trump won, the S&P500 closed up 23.62 (1.10% ) and the TSX closed up 99.49 (0.68%) up here in Canada so what is the perfect portfolio to survive Trump?
 Continue

The Secure Way to Bank Online

As I already said time and again, tracking your finances is the number one step to financial freedom. Once you know where all your money is going, you can then start cutting down your spending and increasing your savings. Using free tools like Personal Capital allows you to not only track your banking but all your investment accounts too. That’s where it gets interesting!
 Continue

Shopping is Good and Cats Should Invest

Consumerism is a norm in America and most people go to the mall because… why not? The Motley Fool reported that the typical woman makes 301 trips to the store annually, spending close to 400 hours a year buying clothes, books, food, and toiletries.  This is a LOT of hours! But does shopping actually make you happier?

Simply by looking at the increasing average credit card debt, one can quickly see how this is not sustainable.
 Continue

First Guest Post with Gen Y Finance Guy

A while ago, I’ve written a post on the importance of bonds in a portfolio but did not publish it. I chose to rather share it with my friend Gen Y Finance Guy to guest post on his site. I have been following his blog since he started out and really enjoy his views and writing style.

 

GYFG has been sharing his thoughts now for 2 years and shares his net worth in full transparency along the way.
 Continue

Stock Market, Savings, and New Jobs

Every day we are bombarded with news. In the finance world, it goes from bad, to somewhat good, to plainly dreadful news. 🙂 In my field, I see many financial planners or financial service providers that will have TVs playing CNBC all day! I do not know if it is to show their client that they are on top of things or just to use as a decoration but personally, I think that the former use is much more appropriate.
 Continue

Will the Brexit Break You?

On June 23th, 2016, Britain passed the Referendum of the United Kingdom’s membership of the European Union and voted to leave the EU.

 

After reading about the potential impact of the UK leaving the EU and through a lot of chatter at work (I work in investments), I had been cautioned about the potential for increased financial market volatility for some time. 
 Continue

I Run On Auto-Pilot

A key part of your financial success is automation. By having your finances on auto-pilot, it will take out the emotional, irrational, decisions one could make while investing. In addition, it will take the stress and time commitment out of your personal finances. This will allow you to stay on course regardless of your motivation and bring a lot of convenience to your everyday life.
 Continue

Older posts Newer posts

© 2017 Our Financial Path.

Theme by Anders NorenUp ↑