Our Financial Path.

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Category: Traveling (page 1 of 2)

We are Taking a Mini-Retirement

We are glad to announce to the world that we are having a little girl in a few months!!! We are so happy to welcome a little one on our journey and cannot wait to share this amazing world with our little girl.

Raising a child is not an easy feat and it comes with a lot of unknowns. One thing we know, however, is that we want to be present for our child and enjoy every moment we can with her.
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Why Travel?

Traveling is amazing.

Whether you are driving across the country in a van or flying across the Atlantic to explore Europe, trips will make you grow, they will show you the cultures of this world, they make you a better person.

According to a study published in the Hostelworld Global Traveler Report, travel-hungry British traveled on average, to 10 countries, Germans have seen 8, and the French traveled through 5 countries on average.
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California Life. Pennies on the Dollar!

We have not posted in a while since we were enjoying the hot summer in California last week! We traveled for a total of 8 days, flew a total of 5338 miles, ate a total of 4 hamburgers, and spent less than an average week’s worth of rent in San Francisco.

The first flight we took was to San Francisco with a connection in LAX.
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Inflation-Adjusted Happiness

Last weekend, we went to New York City to unwind and discover the Big Apple. It was a great way to forget about our daily routines and enjoy the high-pace of the city. A few weeks before our trip, we planned a few activities and booked our hotel with reward points. We booked a hotel in Midtown (Time Square) for $325 a night but we actually paid a total of $0.00 for our whole stay.
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Traveling the World, Priceless

In the year of 2016, we optimized our spending and coordinated multiple credit card applications to maximize our travel rewards. Over the year, we applied for multiple TD cards, each a CIBC card, multiple American Express cards, and an MBNA Alaska Airline card each. (Using these affiliate links will give you a bigger welcome bonus or cash back.)

All in all, we accumulated over 250,000 Aeroplan points, over 10 free hotel nights, and over 50,000 Alaska Miles.
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Happy and Saving

When I was a child, my mom always used to tell me to go play outside. I went outside, picked up a stick in the woods, and could play for hours with my friends and our newly found treasure!

Now, as an adult, I notice that having fun has, somehow, become much more expensive. All my friends buy stuff to have fun.
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We Only Spent $2,359 on our Honeymoon

Last September, we got married and waited until the winter to go off on our honeymoon. After much consideration, we decided to escape the snow in Mexico. With a few travel hack and rewards points, we were able to cut our costs down drasticaly. All through our trip, we have kept a tab and tracked our expenses to share with you guys.
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Traveling Through Italy Frugally

In July 2015, we traveled to Italy for a conference held in Turin. Fortunately, Mrs. Xyz traveled for free since it was for her work so we only had to pay for my ticket.

We usually use our business travels as an opportunity to extend our stay and cut vacation expenses. This time around, we extended a 5-day business trip to Turin into an 11-day trek around northern Italy!
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Traveling Through South-East Asia on a Budget

Way back in 2009, before I had met my wife and way before I discovered the early retirement concept, my parents took us (me and my sisters) to a long trip in South-East Asia. During this trip, we traveled through Japan, Thailand, Cambodia, Myanmar, and Laos, flying through continents, walking through borders, and backpacking across mountain ranges. Traveling there and meeting the locals and ex-pats really opened my eyes to what I would later label as; Financial Independence.
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Consider This Before Traveling Overseas

Me and Mrs. Xyz are always dreaming up some exotic place to live once we hit our big number and retire. We use tools like the Expatistan interactive map to estimate the cost of living overseas and budget our retirement expenses. Living outside of North America allows you to stretch your dollar and increase your standard of living, depending on where you choose to live.


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