Our Financial Path.

Live a Better Life with Knowledge and Financial Independence

Tag: budget travel

Travelling the world, priceless

In the year of 2016, we optimized our spending and coordinated multiple credit card applications to maximize our travel rewards. Over the year, we applied for multiple TD cards, each a CIBC card, multiple American Express cards (including two Starwood Preferred Guest cards to stay at hotels for free), and an MBNA Alaska Airline card each. (Using these affiliate links will give you a bigger welcome bonus or cash back.
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Happy and Saving

When I was a child, my mom always used to tell me to go play outside. I went outside, picked up a stick in the woods, and could play for hours with my friends and our newly found treasure!

Now, as an adult, I notice that having fun has, somehow, become much more expensive. All my friends buy stuff to have fun.
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Travelling Through Italy Frugally

In July 2015, we travelled to Italy for a conference held in Turin. Fortunately, Mrs. Xyz travelled for free since it was for her work so we only had to pay for my ticket.

We usually use our business travels as an opportunity to extend our stay and cut vacation expenses. This time around, we extended a 5-day business trip to Turin into an 11-day trek around northern Italy!
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Trip to New York’s Adirondacks

This weekend, we joined some friends to the Adirondacks mountains up in New York State. After a little drive, we were in the middle of nature, in the cold, cold, nature.

We walked the beautiful trails for over 3 hours and it got me thinking about the true importance of financial independence in my life. I will try to share my thoughts in a readable fashion, hopefully, you can find some value in my observations.
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