Our Financial Path.

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Tag: frugal tips

Frugal, Not Cheap Challenge

In our journey to financial freedom, we face a dilemma. To reach our goals, the math does not lie; we need to either reduce our spending, or increase our income, or both!

We try to increase our income with constant self-improvement and career development. For example, I studied a lot while working full time to pass new reglementary exams which got me sweet promotions and, most recently, got a 15% raise by switching companies.
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Boss Around your Finances

Living below your means is the key to financial independence. Whether you are trying to get out of debt or you are in the accumulation phase, you always need to earn more than what you spend. If you earn less than you spend, you will fall into an ever-increasing amount of debt. With a good budget and proper planning, anyone can succeed.
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