Since we started saving over half our income, our budget has slightly changed. We now shop less, eat out less, buy less, but that’s all good things!
We buy a lot less stuff, but we value experiences a lot more anyways. We still travel a lot, eat out in amazing restaurants, and do fun activities… We just spend way less time at the mall.
Finding a good job is hard. Finding the perfect job is even harder. As part of our Better Self series, I am asking myself if there might be something better out there to not only grow in my career but as a person.
Although I recently changed positions 8 months ago, it was a lateral move. Work is now closer to home, which is great, but there is so much more out there… Sometimes I just wonder how it would be to change careers altogether.
Here’s a radical thought for retirees-to-be: Instead of obsessing over how to squeeze every last drop of return from your investment portfolio, think instead about how to generate the greatest amount of happiness from your accumulated wealth. – Ian McGuagan
I was pleased to read this recent article in The Globe and Mail that started with the amazing sentence above.
We live a conscious life.
We consciously choose our purchases, our investments, and our lifestyle.
When we face a choice, we try to think of alternatives and try to pick the optimal option that will maximize our happiness while minimizing costs. Using the utilitarianism ethical theory, for example, “Happiness” here is defined as the maximization of pleasure and the minimization of pain.
When I was a child, my mom always used to tell me to go play outside. I went outside, picked up a stick in the woods, and could play for hours with my friends and our newly found treasure!
Now, as an adult, I notice that having fun has, somehow, become much more expensive. All my friends buy stuff to have fun.
I was reading this study about happiness in the workplace and it really surprised me how little of us truly enjoy our job. Yet, so many are working over 40 hours a week until they are over 65.
If so few are enjoying their work, why so few are taking the necessary steps to retire early? I understand that financial independence takes a few sacrifices but it does offer its benefits.
Back in 2014, I went on a 1 month-long trip to Guatemala with my family. This trip really changed my views on life and on the meaning of happiness in general. To relate to my financial path, seeing and learning this culture helped me realize how it is possible to live on a lower budget while living a fulfilling, happy, life.