Our Financial Path.

Start Saving, Investing and Reach Financial Freedom.

Tag: safe withdrawal rate

When it Will Fall

The next big market crash might come tomorrow, next month, next year, no one knows. Anyone who does claim to know is simply playing a probabilities game until he or she gets it right. In other words, it is luck.

Jim Cramer for example, the famous host of Mad Money, shares stock picks every night but these stocks only returned 64.53% over the last 15 years (2001 to 2016) compared to 126.06% for the S&P 500 over the same period.
 Continue

Safe Withdrawal Rates and Budgeting

I was reading on Kitces.com and really enjoyed his post on Adjusting Safe Withdrawal Rates To The Retiree’s Time Horizon. Just before we dig into this article, remember that this comes from the assumption that a 4% withdrawal rate per year will not deplete your capital and can sustain you with a very high rate of success (see Trinity Study).
 Continue

© 2017 Our Financial Path.

Theme by Anders NorenUp ↑